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Search for homes for sale in Wichita area including single family, foreclosures, condos and new construction. The Wichita Eagle newspaper and kansas.com provide information on schools, home buying services, public safety, places of worship and the home-buying process. Also learn about local communities.

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The Mortgage Professor: Selecting the type of mortgage that best meets your needs

Perhaps the most important decision a mortgage borrower makes is the type of mortgage: whether fixed-rate, FRM, or adjustable-rate, ARM, if the mortgage is fixed, the borrower decides the term, if it is adjustable, they decide the initial period until the rate adjusts. The available terms on FRMs today are 10, 15, 20, 25 and 30 years. The available fixed-rate periods on ARMs are 1, 3, 5, 7 and 10 years. All ARMs have terms of 30 years.

Homes

At center of Silicon Valley Boom 2.0, San Jose remains broke

The Silicon Valley economy may be booming, but its self-professed capital, the city of San Jose, is hardly paving the streets with gold. The home of eBay, Cisco and Adobe can't keep libraries open full time, plug most potholes or staff a police force that can investigate many burglaries.

Homes

The Mortgage Professor: Buying a new house before selling the old one

Home owners buy their second or third homes for a variety of reasons. They may be trading up to get more space and amenities; they may be downsizing, because they don't need as much space and want to cut expenses; they may want to relocate to get closer to their place of employment or their children, or to enjoy a more attractive climate.

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