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Self-employed find it's not easy to get a mortgage

Despite often earning higher incomes, self-employed borrowers have a harder time getting a mortgage than their salaried peers, according to a new study out Thursday. And as the ranks of the self-employed grow, that's hindering the housing recovery.


The Mortgage Professor: Afraid you may outlive your money? Use your home equity to prevent it, but do it now!

Financial planners are assiduously courting seniors whose wealth is large enough to generate attractive fees for the planner who gets to manage it but not large enough to eliminate the possibility the senior will run out of money. A favorite planning tactic is to calculate an annual asset liquidation plan that is consistent with a target probability of running out - 3 percent and 4 percent are numbers I have seen.

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