Workers don't have protections. Companies don't withhold taxes. Regulators don't seem to care. McClatchy reporters spent a year unraveling the scheme, using little-noticed payroll records that show how widespread this practice has become and what it costs us. Find the full series here.
In a little more than a year, Americans are expected to switch out their current credit and debit cards for versions that are less vulnerable to fraud. While the change will improve security, it does come with a cost.