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How much do you need to make in Kansas to ‘live comfortably?’ What one analysis says

In this stock image, a hand reaches into a wallet for some money.
Here’s the minimum annual income a Kansas resident needs to make to “live comfortably,” according to an analysis from finance website SmartAsset. Getty Images

A single adult in Kansas needs to make more than twice the median per capita income to “live comfortably” in 2025, according to a recent report from finance website SmartAsset.

The report used data from the Massachusetts Institute of Technology’s Living Wage Calculator, and considered a budget with 50% of income going to necessities, 30% for discretionary spending and 20% for long-term goals such as retirement or debt repayment to evaluate what’s considered “living comfortably.”

SmartAsset defines living comfortably as “being able to afford hobbies, vacations, retirement savings, education funds, and the occasional emergency – in addition to necessities like housing, groceries, transportation and medical expenses.”

Families need to see income increase each year to maintain the same lifestyle under inflation. The U.S. Bureau of Labor Statistics reports the overall 12-month inflation rate is 2.7% as of June, with steeper increases for some categories, such as food and shelter.

Although the statewide median per capita income of $41,087 is not enough to “live comfortably” under SmartAsset’s definition, some Kansas counties have much higher typical salaries. Johnson, Miami, Leavenworth, Pottawatomie and Butler counties are the Sunflower State’s wealthiest, according to another report from SmartAsset.

Conversely, the 10 poorest counties in Kansas have significantly lower typical incomes. Jewell County was named the poorest in Kansas, according to SmartAsset, with a median income of $47,109 and a poverty rate of 12.1%.

Here’s what it takes to live comfortably in Kansas, according to the finance website.

What’s a comfortable income in Kansas?

A single adult in Kansas needs to make $87,610 per year to live comfortably, SmartAsset reports, while a family of four would need an income of $200,678. Kansas was ranked 33rd for the highest income needed for an individual, and 42nd for the income needed for a family.

Since the finance website calculated the wage needed to “live comfortably,” it’s quite a bit higher than what MIT calculates as the state’s “living wage,” or just enough to cover essentials such as food, housing, medical care, transportation and more. MIT reports a living wage for an individual in Kansas is $43,804.80.

Here’s how the top 20 states for the highest income needed for an individual compared:

  1. Hawaii: $124,467 annual income for an individual to live comfortably

  2. Massachusetts: $120,141

  3. California: $119,475

  4. New York: $114,691

  5. Washington: $109,658

  6. New Jersey: $108,992

  7. Maryland: $108,867

  8. Virginia: $106,704

  9. Colorado: $105,955

  10. Connecticut: $105,165

  11. Oregon: $104,666

  12. New Hampshire: $103,085

  13. Arizona: $101,587

  14. Rhode Island: $101,338

  15. Alaska: $100,298

  16. Vermont: $99,632

  17. Georgia: $99,590

  18. Utah: $99,466

  19. Nevada: $99,216

  20. Illinois: $98,010

Meredith Howard
Belleville News-Democrat
Meredith Howard is a service journalist with the Belleville News-Democrat. She is a Baylor University graduate and has previously freelanced with the Illinois Times and the Pulitzer Center on Crisis Reporting. Support my work with a digital subscription
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