I could use a forgivable loan
My bank will not give me a forgivable loan. So I am making an appeal to the Sedgwick County commissioners, who apparently have access to almost unlimited funds, to give me a personal forgivable loan as they did recently for either the owners of Apex Engineering International or its stockholders (Dec. 11 Business Today).
I would like to replace my driveway, remodel my house and maybe do a little landscaping. I would spend every dime of the $20,000 I’m requesting, and I promise I would not keep any of the money for myself. This loan should be justifiable because it would create jobs in the local economy and improve the overall appearance of the county (which is an infrastructure improvement) so that more people would want to move here. It’s along the same line of reasoning Wichita State University used when it figured out how to tap the public till.
Just make the check out to the undersigned, and I’ll pick up the “loan” after I read in the paper it’s been approved. And I want everyone to know how glad I am to do my part in making Sedgwick County a better place to live.
JERRY W. DAVIDSON
Why charged more?
Some have tried blaming the increased cost of health insurance on Kool-Aid-drinking liberals and President Obama. Well, I’ve got news for everyone.
Health insurance premiums go up faster than almost everything else and have been doing so since long before the Affordable Care Act was implemented.
The Kaiser Family Foundation reported that from 1999 through 2013, the average yearly single premium rose 269 percent, from $2,196 to $5,884, and the average yearly family premium rose 282 percent, from $5,791 to $16,351.
The Commonwealth Fund found that the average family deductible more than doubled from 2003 to 2013, increasing from $1,079 to $2,491.
The International Federation of Health Plans annually releases data showing what insurers actually pay for different drugs, devices and medical services in different countries. Every year that data reveals that Americans pay much, much more than citizens of other countries for the exact same things.
That American families are being squeezed by ever-increasing health insurance costs should be alarming for all of us. But instead of erroneously blaming the ACA, maybe we should be asking why Americans are being charged so much more for our health care.
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