Intrust, First National in Hutch pass federal lending exam

A federal bank regulator said two large area banks have passed their lending examinations.

Intrust Bank and First National Bank of Hutchinson each received satisfactory ratings in their Community Reinvestment Act examinations, according to information made public Wednesday by the Office of the Comptroller Currency.

Intrust’s examination was conducted in June 2013, while First National was examined in November 2013.

The CRA is a 1977 law that encourages banks and thrifts to provide loans in their local communities, including in low- and moderate-income neighborhoods.

Banks can receive one of four grades in the routine examination: outstanding, satisfactory, needs to improve and substantial noncompliance.