Mortgage rates hit record lows

Mortgage rates have fallen to their lowest level ever this week, with an average 30-year fixed rate loan dropping to 4.15 percent and 15-year fixed rates falling to 3.36 percent, both with some points, according to the government's mortgage broker Freddie Mac.

Capital Federal Savings Bank lists its conventional 30-year fixed rate at 4.375 with no points and its 15-year loan at 3.5 percent with no points.

Mortgage rates typically follow rates for 10-year treasury bonds. Demand for treasury bonds has surged in recent weeks as investors feel growing anxiety about the global economy.