The Towanda State Bank in Towanda has passed its Community Reinvestment Act exam, the Federal Deposit Insurance Corp. said.
The $8.7 million bank received a satisfactory rating.
It was the only Kansas bank in the period to be examined for CRA.
The CRA is a 1977 law that encourages banks and thrifts to provide loans to their local communities, including to low- and moderate-income neighborhoods.
Banks can receive one of four grades: outstanding, satisfactory, needs to improve and substantial noncompliance.