In the first quarter, 10.3 percent of Kansas mortgages were under water and 5.2 percent were nearly under water, according to real estate data firm CoreLogic.
Under water means that the value of the house has fallen below the amount owed on the mortgage. Homeowners with an underwater mortgage are more likely to stop making payments.
That places Kansas well below average.
Most states share of underwater mortgages was unchanged or slightly higher, although the nation rate declined because of a slight improvement in the worst states, according to CoreLogic.