Improvements in pet health insurance have made it a more worthwhile investment than ever, as expensive surgeries, treatments and prescriptions for dogs and cats are becoming more common. With a growing number of policy providers, you have a much better chance of finding a policy that is right for you and your pet.
To help you evaluate if buying insurance is right for you, Prevention magazine has compiled the best actions to take before making a commitment.
Vet with your vet
Create a list of potential health problems, given your animal's breed and history.
Mind the five
To be sure you've taken care of the most important conditions, opt for a plan that will cover:
2. Chronic disease, such as diabetes and heart problems.
3. Continual coverage for the above. Some plans cover a condition during the year it develops but won't when you renew.
4. Hereditary and congenital disease.
5. Medical conditions common to your pet's breed.
Independent websites have broken down plans to basic, easy-to-understand charts that can help you navigate the options. Visit pet-insurance-university.com and petinsurancereview.com.