January 8, 2014 12:00 AM

Top five excuses for spending money – when you really shouldn’t

We’ve all been there. It’s Friday night and you’ve just gotten home from a horrible, traffic-filled commute after a dreadful, long week of work. The house is trashed, the kids are starving, the dog peed in the living room, there’s no food in the fridge and you’re getting really cranky.

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