Now that Halloween is in the rear view mirror, all those black and orange aisles of candy, pumpkins and costumes are swiftly being replaced with red and green tinsel, ornaments and Santa everything.
It’s November: Welcome to Christmas season. With retailers already touting their Black Friday sales weeks before Thanksgiving, it’s not too early to arm yourself with a holiday shopping strategy. After all, between the swanky parties, buying gifts for everybody on your “nice list” and traveling cross-country to gather with family, this time of year can do a number on your budget.
Remember those credit card bills from last year that took such a fa-la-la-la-long time to pay off and collected all that interest? Or those last-minute gifts you bought only to find out, once they were wrapped, that they were on sale at another store?
Here are tips to prevent that holiday spending hangover from hitting again this year: